Posts Tagged ‘Oversease Education’

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Scholarship and Loan Procedure to Study Abroad

Friday, November 19th, 2010

Indian students are going abroad for higher studies and day by day the number is increasing. The main hurdle that comes in the way is finance, students have two options to look up and they are- loan and scholarship

Students who consider applying for loan scholarships are known as fellowships or trust loans. The Aga Khan Foundation, Inlaks Scholarships, Rotary Ambassadorial Scholarships, JN Tata Endowment and KC Mahindra Education Trust are some popular options among students. The terms and conditions of every aid vary.

In case of JN Tata Endowment, the selected students need to start repaying the loan scholarship (which is interest-free) from the fourth year of the scholarship (being granted), or once s/he secures employment, whichever is earlier. It has to be repaid by the seventh year.

Similarly, overseas aid is available depending upon the course and the university. “For MBA courses below the twentieth rank, students get 30% to full funding on an average. 10-20% of the students take up campus jobs which aggregate to 20 hours per week, which adds to their financial aid,” Vishwanathan adds.
Banks are the second option that most of the scholars opt for, offer education loans but the collateral and the terms are more stringent for overseas degrees. The collateral could be in the form of fixed deposits (FDs), National Savings Certificates (NSCs), insurance policy or even a house worth the loan amount. You may also require a co-borrower depending upon the bank and the loan amount you borrow. The maximum loan amount is capped at Rs 20 lakh but, students have to pay 15% of the cost of the course out of their own pocket.

What if, you get cheaper aid once you get to the foreign institution you decide to study in? There are always two stages to the loan. One is the approval stage and another is the disbursal stage. Although, the total loan amount gets approved in principle, it’s disbursed on an annual or semester basis, depending upon your requirement.

The repayment period varies between five years and seven years, and starts a year after the completion of the course or six months after securing a job, whichever is earlier. “Before you finalize the bank, please check how they compute the interest rate. Some banks, especially many public sector banks, offer an EMI holiday during the study period,” says Harsh Roongta, CEO, Apnaloan.com.

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USA- Top 5 colleges, Education System, Accommodation Charges, required fund, specialization courses

Monday, October 11th, 2010

USA has some of the best known Universities in the world and a large number of international students are seeking education in its Universities and other educational institutes. USA is one of the most opted places to study by the Indian students and it is seen in the last couple of years there has been a rapid increase in the number of Indian students applying for the US universities. It is needless to say US offers an excellent environment to study and after completion of the studies you would find dozens of lucrative job opportunities. (more…)

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CHOOSE THE RIGHT CAREER

Monday, October 11th, 2010

Selection of the right career is very imperative for you and for your future. In this era of globalization where education plays a prime role in your career development, many of you opt to study out of your countries in order to prepare yourself for the competitive business world by exposing to ace foreign education system. It requires a well organized planning to choose a course and college and one should not take decision in haste. (more…)

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How to apply for Temporary Resident Visa?

Friday, October 8th, 2010

The applications for temporary Resident Visa are processed with in a month or less. It largely depends on the visa office. It is important to know that besides passport to travel in Canada, one must also have valid travel document such as passport or certificate of identity. If there is any change in your address, telephone number or other mandatory information after you have sent the application to the Canadian visa office, you must notify the office regarding the change. (more…)

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UK- Top five colleges, Education system, Accommodation charges, required fund, specialization courses

Friday, October 1st, 2010

It would be  a dream come true for most of the Indian students if he/she gets a  chance to study in the UK’ prestigious universities. The high quality of education, well qualified staff, and secured study environment draws thousands of applicants from different parts of the world in UK. In recent studies it was shown 2,306,105 students visited UK in 2007
And this figure has gone up in 2009. This clearly indicates the worth and popularity of UK education world-wide. Though courses in UK are expensive compared to New-Zealand or Canada but they are a great venture for your future.  You would find wonderful career opportunities after passing out for a well-known UK University. (more…)

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New-Zealand- Top 5 colleges, Education System, Accommodation Charges, required Fund, specialization Courses

Thursday, September 30th, 2010

New-Zealand is not just famous for its scenic beauty and ranches but for its education. It is emerging as a great destination to study for various degree and vocational courses. Every year thousands of students apply for its degree and vocational courses. The polytechnic courses are quite famous in New-Zealand and a large number of students from abroad opt for these short term or 1 year courses. New-Zealand is an English speaking country hence, it is crucial for international students whose mother tongue is not English to qualify TOEFL/IELTS for admission and for their visa as well. (more…)

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Pros and cons of overseas education

Tuesday, September 14th, 2010

Today, studying abroad for various study program have become a trend among Indian students and. every year thousands of Indian students apply in various Universities abroad. Universities in US and UK receive high numbers of Indian applicants for their various regular and vocational courses.  Overseas education is indeed a big breakthrough in someone’s career and promises him/her many wonderful career opportunities ahead. Today, overseas education is not limited among the people of higher status and elite class but many middle class families across India and other countries of the world are also sending their children for overseas education for a bright future and well paid job.

There are various advantages of studying abroad; the first one is concerned with academics. You would find wide spectrum of courses in a foreign university with excellent education system and infrastructure. They use modern technique of teaching applications with highly qualified and proficient faculty.

The safe and sound environment of the university makes you very feel comfortable to get adjusted in a foreign land. You also get incredible chance to meet students of different nationalities and religions. It gives you plenty of exposure and knowledge about various cultures and creed. The exposure you receive from studying abroad would be very helpful in your career building and life. Pursuing education from a prestigious foreign university opens the doors of countless job opportunities for you. You are being offered a high paid job, respectable position and many other perks

Studying in foreign land also makes you proficient in the language of the country. For instance, if you are seeking overseas education from UK, US or New-Zealand where official language is English, you would be able to learn the language and gradually become a Master in English.     Studying abroad also gives you wonderful opportunities to travel to other neighboring countries which would give you plenty of exposure and knowledge. You have a global network of social contacts by studying abroad.

Overseas education also gives you opportunity to work at your spare time thus, you get work experience as well and for some companies work experience is also an important requirement before recruiting the candidate. Studying abroad helps students to become more mature, confident and resilient and all such qualities are counted at their workplace.

However, everything has a flipside as well and overseas education also comes with certain demerits. Though overseas education promises you great future and rewarding jobs but it is very expensive for a middle class family to send their children for a higher education in USA, UK etc. Most of these families take loans or other financial aids to sponsor the education.

For most of the people who have never been out of their limited circle and region, studying abroad can be a big cultural shock and many of them fail to adjust with the ultra modern lifestyle and open exposure in a foreign university. Another demerit of overseas education would be for those students who have slow grasping and learning power. It is difficult for them to understand course studies, as it is entirely taught in a different language.  Students may also have to go through racial abuse and discrimination issues which are humiliating and stressful and sometime fatal.  Long time separation from family and loved ones can also take a toll on you gradually.

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Studying management in USA

Tuesday, August 31st, 2010

USA has one of the most powerful economies in the world and it comes into the category of developed nations. Indeed all such factors tempt thousands of international students in its prestigious universities. Management studies in US are a great success among students and it boasts some of the top business schools in the world. USA has some of the biggest companies in the world in different sectors. There is abundance of employment and wonderful career opportunities and a degree in Management such as MBA from a well known college of USA certainly brighten your future prospects

You would not be eligible to take admission in MBA program if you have three years degree in Graduation. For management studies in USA, a minimum four degree is mandatory to seek admission.  Countries like India and Australia which have three year degree are not considered for management program in USA therefore, you must have a professional degree such as Engineering or Medical to become eligible. You may also do a master degree like MA, M.Com to become eligible for US business school. An important thing to note tuition fees in USA is divided into two categories – Public (state, supported) and private (independent). As an international student, if you seek admission in Public business school then your education expenditure is comparatively lesser than that of private Universities. However, this difference does not affect the quality of the program.

USA has many business schools where you could go for management studies. Most of these Universities prefer work experience of two to three years before they take you in. Though some Universities may accept students without work experience as well but candidates with work experience are given more preference. In addition to this, GMAT is compulsory in American Business universities, it is an important procedure of the Universities to select students for the management program. To get admission in the top most business colleges you must excel in your GMAT score. This is to be noted here for international students the score of GMAT is even more important because it helps them to get student visa.   If you do not give this test then getting student visa may become difficult for you even if you have got admission in US business school.

Another important exam that international students have to go through is TOEFL, this is as important as GMAT. It checks the efficiency of English; if you have fluency in English with strong writing skills then it would not be a problem to pass this test.
You are also required to submit letter of recommendation and assessment reports either academic or professional for management studies.

Management studies in USA is costlier than most of the countries. All the top Universities of US have very high fee structure and other charges. In that case you could opt for scholarships, fellowships and loans which can fund your education expense.
To get full scholarship for your studies, you need to put lot of hard work and it is tough to obtain but it covers your entire education expenditure except your air fare. Loans can be obtained from the corporate banks of your city.

Management studies from the top business school of United States opens plethora of wonderful job opportunities for you. Some of the most respected business schools of United States are listed below-

- Harvard University
- Stanford University
- University of Pennsylvania
- Columbia University
- University of Chicago
- Duke University

For more information visit: http://www.studyplanet.in

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Study in Canada- A unique experience

Friday, August 27th, 2010

There is no doubt that to study abroad, gives you an excellent opportunity to learn various vital things which are very helpful in your career building. Today, Canada has also earned a good name in providing quality education and safe healthy environment to its students. That is why more than 1, 30,000 international students enroll every year in reputed Canadian Universities. Canada gives utmost importance to education and has developed first rate education system with high standards. It is an ideal education destination and gives students a unique experience of education and its versatile arts and culture. Canada spends more on Education as compared to Organization for Economics and Co-operation and Development (OECD) average and is ranked at the highest in G-8 countries.

To study in Canada for higher education is very cost effective and its Universities offer world class education. These Universities are affordable as compared to other Universities of the world such as USA, New-Zealand and UK where cost of education and living is very high. According to a survey in 2006 by the Association of Commonwealth Universities, “Canada offered the lowest tuition fees for foreign students as compared to UK and Australia”.

The low intensity of crimes and peaceful safe environment of the country also lures lots of international students towards Canadian Universities. Canada has 92 Universities and 175 community colleges and University degrees have three levels- Bachelors, Masters and Doctoral.

A Bachelor degree in Canada compromises for full time three or four years depending upon the nature of program you are doing (regular or specialized)

On the other hand, Masters Degree consists of two years of study for which honors degree is imperative. For Doctoral program in Canadian University you require minimum three to four or sometimes five years of extensive research and study. It includes PhD and doctoral degree in Music (DMus) and law (LLD) can also be obtained from the Universities.

You could also find many diploma and certification program in Canadian Universities where the time duration is generally 1 to 2 years. Besides the regular academic degree of Management and Engineering, you could also obtain professional degree in various fields such as medicine, pharmacy, Law, nursing and dentistry, education and social work. Some of the Canadian universities are regarded world wide and the degree and diploma obtained from these Canadian Universities are recognized world wide and promise you bright future. After the completion of studies you could also find offers great job in Canada itself. Students who have Canadian Degree or Diploma are eligible to work for up to one year. International students require a work permit to work on-campus.

For international students willing to study in Canada are required to get a study permit from Citizenship and Immigration Canada. You could also find scholarship programs being run by the Canadian Universities. Students who are not able to afford the expense of education can opt for these programs by securing at least 90% to 95% of marks in the merit. However, one of the basic exams that every international student has to undergo is TOEFL (Test of English as Foreign Language) whose mother tongue is not English. The score of TOEFL matters a lot in deciding your fate for the admission in the topnotch Universities of Canada.

The top eight Universities of Canada are listed below-

The University of British Columbia

University of Alberta

Trinity Western University

York University

University of Victoria

University of Toronto

Trent University

King’s University College

For more information about study in canada visti: http://www.studyplanet.in

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Best Study abroad destinations

Tuesday, August 17th, 2010

With the course of time, numbers of Indian students in foreign universities have increased considerably. The prestigious Universities of UK, USA, New-Zealand, Australia attract number of international students globally. To study abroad these universities receive thousands of applications forms applying for different courses and programs in various streams. For example- Engineering, Medical, MBA, PhD and vocational courses receive a large number of students’ applicants.

The world class environment, advanced method of teaching, well qualified and experienced staffs summon students from all around the world. A large number of students travel abroad every year to find a degree which can secure their uncertain future. If you acquire a prestigious degree from abroad it could open the gateway of success for you. You could find multiple jobs waiting at your doorstep.

Today market is flooded with MNC and IT giants, these companies look for young graduates from prestigious universities to work with them. A degree from abroad defiantly brightens your prospects to get selected in these mega companies. Studying in abroad not only secures your future from uncertainties in career but also give you a lot of global exposure which builds up your confidence. It has become very accessible now to study abroad. Many countries have special departments which cater with the needs of budding students looking for higher studies in a foreign location. Besides this, candidates who are not able to afford the expenditure of foreign education are also given financial assistance by the government in the form of loan. You should also seek advice from overseas education consultants who can guide you about different universities admission procedure and courses and programs to apply for

This is true destinations like USA, UK and Australia have always remained “numero-uno” for study. But today countries like France, New-Zealand, Russia have also captured a good place to study abroad. The common feature of most of the foreign universities is TOEFL (Test of English as Foreign Language) examination. As the name suggests, this test is done in order to check candidate’s efficiency of speaking, reading and writing of English Language. To seek admission in foreign universities it is mandatory for every student to qualify good scores in this examination. The other entrance tests that you have pass through (depending on your courses and programs) are GRE (Graduate Record Examination) and G-MAT.

GRE is conducted for Graduate level programs in the universities of US, UK and other English speaking countries where as G-MAT is a computerized test in English and Mathematics which is essential for the Management studies in USA, UK, New-Zealand.

To study in a foreign location also adds to your experience and teaches you a lot of useful things about the culture and heritage. Most of the prestigious Universities in abroad also provide its students financial aid and scholarships programs which are huge monetary support. This opportunity allows students to finish their education on time without any constant fear of money and uncertainties.

This is to advice you before studying abroad you should acquire all mandatory information regarding the University, country, culture and the people. It helps you to get acquainted with many unforeseen things in a new land at a shorter time and you confidence level remains high. Internet is a great tool to assist you with any fundamental information about university and place.

For more information about Studyplanet visit at: http://www.studyplanet.in/

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